Gaurav Bhargava

Gaurav Bhargava is currently the Chief Risk Officer at Earnin and a Venture Partner at Rackhouse Venture Capital. With extensive experience in the financial sector, Gaurav has held notable positions at companies like Tala, Guardinex, Capital One, Barclaycard, Citi, and HSBC. Gaurav has a diverse educational background with an MBA from The Wharton School, an MS in Operations Research from North Carolina State University, and a B.Tech from Indian Institute of Technology (Banaras Hindu University). Their expertise lies in credit risk management, fraud strategies, and data analytics within the banking and finance industry.