Ray Sin

Ray Sin, PhD, is a seasoned researcher with extensive experience in behavioral science and quantitative research. Currently serving as a Senior Quantitative Product Researcher at Earnin since October 2022, Ray previously held roles as a Senior AI Researcher at Deep Labs and as a Behavioral Scientist at Early Warning® / Zelle. Significant contributions include developing and analyzing over ten online experiments, publishing a peer-reviewed paper that received recognition in major media outlets, and executing complex survey research to enhance business strategies. Earlier academic roles at the University of Illinois at Chicago, the University of Kansas, and Minnesota State University, Mankato, focused on teaching and research assistance. Ray holds a PhD in Sociology from the University of Illinois Chicago.