Bharath Aravamudhan

Bharath Aravamudhan is an accomplished professional with extensive experience in the financial services sector, particularly in the cards business. Currently serving as the Head of Cards Business at Emirates NBD since October 2010, Bharath has held multiple senior roles including Head of Credit Cards and Vice President - Cards, overseeing Co-Brands & Partnerships and Retail Cards. Prior to joining Emirates NBD, Bharath worked at Citigroup from July 2005 to December 2010 as Vice President - Cards, where responsibilities included leading products related to travel and commute. Earlier in the career, Bharath was a Territory Development Manager at PepsiCo from June 2003 to July 2005. Bharath holds a PGDM in Marketing/Operations from the Indian Institute of Management, Lucknow, and also has an educational background from the Indian School of Mines, Dhanbad.