Dave Ramirez, RPA, currently serves as Managing Director and Relationship Manager at Empower, a position held since September 2015. Prior experience includes roles as Director, Relationship Manager at John Hancock Financial Services and New York Life Insurance Company, as well as Senior Retirement Plans Consultant at Precept Advisory Group. Earlier in the career, Dave Ramirez held the position of Regional Sales Executive at Securian Financial Group. Educational qualifications include a Bachelor of Science in Marketing from the University of Northwestern — St. Paul, earned between 1996 and 2000.