Equifax India
Vinod Adep is a Data Scientist at Equifax since June 2022, specializing in predictive modeling, credit risk modeling, and data analysis. This role involves developing models such as the Commercial One Score, Business Delinquency Score (BDS), and Commercial Insight Delinquency Score (CIDS) utilizing techniques like logistic regression, GBM algorithms, and neural networks. Previously, Vinod served as a Data Science Intern at DeetsDigital, where a loan default prediction project was completed, involving dashboard creation using DAX in Power BI and documentation. Vinod's initial internship experience was at Flip Robo Technologies. Educational qualifications include a PG Diploma in Data Science, Machine Learning & Neural Networks, and Artificial Intelligence from Data Trained Institute, as well as a BSc in Computer Science from K.J Somaiya College of Science & Commerce.
Equifax India
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Equifax is a global information solutions company that uses trusted unique data, innovative analytics, technology and industry expertise to power organizations and individuals around the world by transforming knowledge into insights that help make more informed business and personal decisions. Headquartered in Atlanta, Ga., Equifax operates or has investments in 24 countries in North America, Central and South America, Europe and the Asia Pacific region. It is a member of Standard& Poor’s (S&P) 500® index and its common stock is traded on the New York Stock Exchange (NYSE) under the symbol EFX. With a global legacy of over 123 years in the credit industry. The company organizes, assimilates and analyzes data on more than 820 million consumers and more than 91 million businesses worldwide, and its database includes employee data contributed from more than 10,110 employers. In 2010, Equifax established a presence in India market and was licensed by RBI to operate as a Credit Information Company. Equifax India CIC is a wholly owned subsidiary of Equifax Inc. In 2014, Equifax further grew its footprint in India through acquisition of an analytics firm. Equifax Analytics is Equifax’s fully owned analytics entity in India, which delivers unparalleled customized solutions that enrich both the performance of businesses and the lives of consumers. Backed by our global expertise, our goal is to assist lending institutions manage risk efficiently through a combination of data and robust analytics. The unique insights that we deliver, help lending institutions make better business and credit decisions, using global proprietary tools customized to meet Indian requirements. Equifax, through the combination of differentiated data it manages, the expertise in advanced analytics it provides, the state of the art industry solutions it develops, and the leading –edge proprietary technology, has the unique capability to offer best-in-class offerings to its clients.