Bhagyesh Patel

Bhagyesh Patel is an experienced finance professional currently serving as the Deputy Credit Manager at Equitas Small Finance Bank since March 2023, specializing in credit underwriting and approval for business and personal loans, as well as conducting training sessions for the sales team. Prior to this role, Bhagyesh held the position of Credit Manager at Poonawalla Fincorp, focusing on digital loans and overseeing the credit approval process. Bhagyesh also worked as a Credit Officer at Ujjivan Small Finance Bank and as a Credit Associate at Kotak Mahindra Bank, where responsibilities included financial evaluation, credit appraisal report preparation, and maintaining timely processes. Earlier experience includes a role as Head Cashier at Welcome Real Estate and Buildcon Private Limited. Academic qualifications include a Master's degree in Accounting and Finance and a Bachelor of Commerce from The Maharaja Sayajirao University of Baroda.