Guillermo Cruz Martínez-Lacaci

Guillermo Cruz Martínez-Lacaci is currently the Chief Rating Officer at EthiFinance Ratings, leading a team of credit analysts across various asset classes. Prior to this role, Guillermo held various credit risk director positions at Banco Santander and Banesto, specializing in corporate banking, midcaps, and structured financing. Guillermo holds a B.A in Business and Law from Universidad Pontificia Comillas and an MBA in Finanzas from IE Business School.