Melvin Flores currently serves as a Senior Portfolio Analyst at Fay Financial since December 2023. Previously, Melvin held the position of AVP Capital Markets at American Portfolio Mortgage Corporation from August 2015 to January 2024, where responsibilities included conducting comprehensive risk-benefit assessments of investable loan pools and ensuring compliance with TILA, RESPA, and TRID regulations. As a Servicing Manager within the same company, Melvin developed company-wide procedures to enhance efficiency and monitor compliance with RESPA/TILA notices and rules. Prior experience includes roles as a Presidential Analyst and Client Analyst at Dovenmuehle Mortgage, Inc. from July 2012 to August 2015, and as a Personal Assistant at George Sachs Attorney from January 2010 to August 2012.
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