Risk and Credit Management Team

The Risk and Credit Management Team at Federal Bank Ltd is responsible for assessing, managing, and mitigating risks associated with the bank's lending activities across various segments, including retail, corporate, and wholesale banking. The team evaluates creditworthiness, sets credit policies, oversees large ticket value loans, and ensures the alignment of lending practices with regulatory standards. Additionally, they manage and optimize the bank's credit card portfolio, focusing on minimizing defaults and enhancing customer satisfaction through robust credit strategies.