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Finance

Financiera Efectiva

Financiera Efectiva's headquarters in Chiclayo, Peru

Carlos Andrés Salazar Paredes

Erika Lyzett Castillo Rafael

Manuel Ernesto Cardenal Prato

María Mercedes Ponce Carpio

Juan Antonio Buendía Sardón

Arnoldo Arturo Peñaherrera Gonzales

Juan Carlos Del Alcázar Chávez

Aldo Emilio Napuri Colombier

Jonathan Chonati Vargas

Marco Rogelio Grillo Cárdenas

Maria Teresa del Corral Velarde A

José Valdivia Parodi

Cardenal Manuel

Rodrigo Carrillo Carrillo

Angelina Chavez Coral

Jaime Cabrera

Anthony Hernan Chiroque Gonzales

Yasmin Paredes Marin

Enrique Reyes Ortiz

María Paula Holguin Zelaya

Enrique Manuel Gubbins Bovet

Ricardo Del Castillo Cornejo

Manuel Emilio Tudela Gubbins

Carlos Ingham

Leonel Esteban Henríquez Cartagena

Andrés Castillo Pastor

Álvaro Correa Malachowski

Gonzalo Hernán Somoza

Martín Ramos Rizo Patrón

Alba Fiorella San Martín Piaggio

Rafael Enrique Boisset Tizón

The Board of Directors at Financiera Efectiva is responsible for providing strategic oversight, ensuring corporate governance, and guiding the company towards its financial and operational goals. The team includes Directors, the Chairman, Independent Directors, and Alternate Directors who bring diverse perspectives to drive prudent decision-making and safeguard stakeholder interests.

Board of Directors

The Management team at Financiera Efectiva oversees various critical aspects to ensure smooth operations and strategic growth. This includes managing payment methods and services, commercial activities, legal compliance, administration and finance, collections, risk assessment, preferred banking services, analytics and AI/ML model governance, and auditing. Their collaborative efforts drive the company's mission of providing instant loans and cash to realize customer plans.

Management

This department manages credit operations and oversees collection processes to ensure efficient recovery of funds.

Credit and Collections

This department focuses on analyzing and interpreting complex data to drive strategic decisions and innovative solutions.

Data Science

This department oversees the strategy, coordination, and supervision of digital channels to enhance customer engagement and streamline communication.

Digital Channels Management

This department focuses on data segmentation, credit agreements, and systematic data management.

Data Analysis

Financiera Efectiva

Org chart

Board & advisors

Teams

Board of Directors

Management

Credit and Collections

Data Science

Digital Channels Management

Data Analysis

Offices

Financiera Efectiva

Org chart

Board & advisors

Teams

Board of Directors

Management

Credit and Collections

Data Science

Digital Channels Management

Data Analysis

Offices

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