Josh Pennington

As a CTO and Executive Technology Leader, I bring 25+ years of experience building at the intersection of SaaS, cloud infrastructure, and AI. I specialize in turning complex systems into scalable, intelligent platforms that power real-time insights, generative experiences, and global growth.

At Finfuego, I’m laying the foundation for our next-generation Finance Intelligence Platform — teaching AI to predict cash flow better than you do 🧠💸. My focus is on building an AI-native architecture that transforms financial data into actionable foresight, empowering business leaders to stop staring at spreadsheets and start focusing on outcomes.

Previously, at nCino, I led the evolution of our hybrid Salesforce + AWS platform into a secure, multi-tenant, globally distributed foundation supporting advanced data products and ML pipelines. I designed and launched the enterprise data platform using Databricks and Apache Spark, shifting the company from workflow-driven to intelligence-driven strategy.

I also spearheaded nCino’s GenAI transformation — embedding LLMs, RAG pipelines, and AI copilots across engineering and customer workflows. Partnering across product, engineering, sales, and security, I’ve guided roadmaps and executed high-impact initiatives, including four post-merger platform integrations.

I’m passionate about building systems that make intelligence accessible — and leading teams that make innovation inevitable.