Crc Joe Davis

Joe Davis, CRC, has extensive experience in credit and financial institutions. Joe is currently serving as the Chief Credit Officer at First Bankers Trust Company, NA since July 2021. Prior to this, they held roles at Heartland Financial USA, Inc., including SVP, Regional Credit Officer from October 2019 to July 2021, and SVP, Credit Administration Officer from December 2015 to October 2019. Joe also worked as a Vice President, Senior Credit Officer at KeyBank from April 2013 to December 2015, and as a Vice President, Senior Commercial Credit Officer at Old National Bank from May 2004 to March 2013. Joe began their career as a Credit Analyst II at Citizens Bank - Michigan, Ohio, and Wisconsin from 2001 to 2004, and as a Credit Analyst at Capitol National Bank from 1998 to 2001.

Joe Davis, CRC, has a strong educational background in finance and economics. Joe obtained a Bachelor of Arts (B.A.) degree in Economics from Michigan State University in 1999. Following this, they pursued a Master of Business Administration (M.B.A.) degree with a focus on Finance from the University of Michigan-Flint, completing it in 2004.

In 2017, Joe Davis attended the Graduate School of Banking at Colorado, where they completed a graduate program. Although the field of study for this program is not specified, it further enhanced their knowledge and expertise in the banking industry.

In addition to their formal education, Joe Davis has also obtained the Credit Risk Certification from The Risk Management Association. The specific month and year of obtaining this certification are not provided.