Tracy Smith

Senior Mortgage Underwriter at First Heritage Mortgage, LLC

Tracy Smith is an experienced professional with a robust background in underwriting and management within the mortgage and finance industries. Currently serving as Underwriting Team Lead at Integrity Home Mortgage Corporation since July 2022, Tracy previously held underwriting positions at First Heritage Mortgage and Prosperity Home Mortgage. Early career achievements include roles at Wells Fargo Home Mortgage and management experience at Roanoke Valley SPCA, where responsibilities involved overseeing adoption services and customer interactions. Tracy also has a strong foundation in operations management from Established Mortgage Professionals, Inc., and notable analytical roles at Chase Automotive Finance, contributing to significant volume growth. Academic credentials include a Master of Business Administration from Le Moyne College and a Bachelor of Science in Travel and Tourism Administration from Niagara University.

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