Mike Smith

Mike Smith currently holds the position of Vice President - Senior Workout Officer/Credit Risk Consultant in the Special Assets division at First Horizon Bank, where responsibilities include managing troubled relationships and overseeing credit risk functions related to PD/LGD grades and leveraged lending. Prior experience includes serving as Vice President of Corporate Bank Credit Risk Review at Regions Bank, where Mike provided credit reviews for all bank portfolios, and as a Senior Consultant in Risk and Compliance at Protiviti, focusing on loan review and credit analysis. Additional roles include a BSA Consultant at West Suburban Bank, a Bank Examiner for the Mississippi Department of Banking and Consumer Finance, and military service as a Sergeant in the U.S. Army. Mike holds an MBA in Business Administration and a BBA in Risk Management, both from Mississippi State University.