First International Bank & Trust started as a single branch in Arnegard, North Dakota, and over 109 years has evolved into a bank with 28 locations in North Dakota, South Dakota, Minnesota, and Arizona.
We offer more than just banking. Our suite of expanded services is what makes us a full-service bank that our customers can count on. From Private Banking to Insurance services, we have the financial solutions to fit the needs of every one of our customers.
In April 2018, we added a leading electronic payments processor. Behind the scenes of an electronic transaction, multiple financial institutions form a complex network to ensure the movement of funds.  That process is made seamless with Kotapay. 
Every day we think about how we can make our bank better, and our communities stronger. We were recognized for those efforts on a national stage in 2018. The Institute for Extraordinary Banking™ named First International Bank & Trust its top bank at the Best Banks in America™ Super Conference.
We believe in giving back to our communities. Across our footprint, First International Bank & Trust donated millions of dollars to community and non-profit organizations, and our employees volunteered nearly 4,000 hours.
Our Mission: To be nationally recognized as a community bank whose innovation and drive for excellence is propelled by the best financial experts with a heart.
Our Company Vision: Our customers leave feeling like family.
Our Values:
◾Own the Choices You Make
◾Speak Up Respectfully
◾Make Decisions with Integrity
◾Take Pride in Your Work
◾Act Like Your Ride is Waiting
◾Learn from Yesterday, Rush for Mastery
◾Leave Your Mark on Our Communities
◾Seek the Sunshine Every Day
First International Bank & Trust (North Dakota, Minnesota and Arizona) is owned by Watford City Bancshares, Inc., which is owned by the Stenehjem family. First International Bank & Trust is a full-service, independent community bank, a member of FDIC, and an equal housing lender.


Banking

First International Bank & Trust

Steve Stenehjem

Cathrine Grimsrud

Mary Anne Bamberger

Josie Cotterman

Joe Straus

Brandon Hoffman

The Credit and Risk Management team at First International Bank & Trust is tasked with assessing and mitigating financial risks to ensure the bank's stability and growth. This team evaluates credit applications, monitors loan portfolios, and develops strategies to manage risks related to lending and other financial activities. They also work closely with other departments to implement policies and procedures that safeguard the bank's assets while supporting its mission to provide exceptional service to its customers.

Credit and Risk Management

Mortgage Team

Commercial Banking

Leadership Team

Credit and Risk Management

About

Team members

Other teams at First International Bank & Trust

Mortgage Team

Commercial Banking

Leadership Team