First State Bank is a Michigan Based Community Bank serving southeastern Michigan and is a full-service bank with 11 branches, Loan Centers in Clinton Township and Farmington Hills and headquarters in St. Clair Shores. 

First State Bank offers consumer and business checking and savings accounts, mortgages, home equity loans, credit cards, business loans and treasury management services. 

First State Bank is also a Preferred SBA Lender.

Banking

First State Bank - Michigan

First State Bank - Michigan's headquarters in St. Clair Shores, MI, United States

Eugene Lovell

Debbie Maniaci

Mary Schwarzkoff

Amy Persyn

Philip Yanick

Tristan Smith

Robin Thomas

Brett Sanford

Andre Esshaki

April Matalavy

Phil Ruggeri

Alfred Deflaviis

Kelly Walters

The Customer Support and Loan Services team at First State Bank is dedicated to providing exceptional assistance to clients throughout their banking journey. This team handles mortgage and consumer loan inquiries, facilitates relationships between customers and the bank, and processes loan applications, ensuring a smooth experience from initial contact to closing. They are also responsible for addressing customer concerns, offering tailored financial solutions, and maintaining the bank's high standard of service.

Customer Support and Loan Services

The Leadership Team at First State Bank plays a crucial role in setting the strategic direction and ensuring operational excellence across the organization. Comprising top executives from various functions such as finance, human resources, legal, and commercial lending, this team collaborates to enhance customer service, drive growth, and navigate the regulatory landscape, all while fostering a strong community presence in southeastern Michigan.

Leadership Team

The Operations and Administration team at First State Bank oversees the day-to-day functioning of the bank’s branches, ensuring efficient service delivery and compliance with regulatory standards. This team is responsible for managing branch operations, supporting staff development, and facilitating communication across locations to enhance customer experience and operational effectiveness. They also play a crucial role in coordinating administrative tasks and supporting the bank’s overall strategic objectives.

Operations and Administration

The Loan Management and Analysis team at First State Bank is responsible for overseeing the bank’s lending operations, including consumer and commercial loans. They analyze loan performance, assess risk factors, and ensure compliance with regulatory standards while optimizing lending processes. Additionally, the team collaborates with branch managers and lenders to enhance customer service and expand lending opportunities in the community.

Loan Management and Analysis

The Finance and Accounting team at First State Bank is responsible for managing the bank's financial health through budgeting, financial reporting, and strategic planning. This team oversees credit analysis, loan performance, and compliance, while also ensuring accurate accounting practices and reporting standards are met. With roles ranging from credit management to executive leadership, the team plays a crucial role in optimizing financial operations and supporting the bank's growth initiatives.

First State Bank - Michigan

Org chart

Teams

Customer Support and Loan Services

Leadership Team

Operations and Administration

Loan Management and Analysis

Finance and Accounting

Offices

First State Bank - Michigan

Org chart

Teams

Customer Support and Loan Services

Leadership Team

Operations and Administration

Loan Management and Analysis

Finance and Accounting

Offices

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