Richard Raffetto

President Of Commercial & Private Banking at Flagstar Bank

Richard Raffetto currently serves as President of Commercial & Private Banking at Flagstar Bank since July 2024. Prior to this role, Richard was President at City National Bank from July 2020 to June 2024 and held the position of Executive Vice President - Corporate Banking at U.S. Bank from September 2007 to July 2020, where responsibilities included leading corporate and commercial banking efforts across various sectors. Richard's career began at National Westminster Bank as a Credit Analyst, followed by a tenure as Managing Director and Division Head of Client Management in Corporate & Institutional Banking at The Bank of New York. Richard holds a Bachelor’s degree in Finance from The Wharton School and an MBA in Finance from NYU Stern School of Business.

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