FlexiLoans
Sabyasachi Sengupta has a background in product management within the banking and financial services industry. With experience in various roles, Sabyasachi has developed expertise in digital lending, digital banking, customer experience, and product finance. Sengupta has a strong focus on implementing digital initiatives, partner integration strategies, and creating digital assets for seamless operations. Sabyasachi's educational background includes an MBA with a specialization in Marketing.
FlexiLoans
FlexiLoans is an online lending platform started with an endeavour to solve the problem that SMEs face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Over 80% of Loan proposals from SMEs currently are rejected by institutional channels on account of inadequate financial history or collaterals. With the fast and ubiquitous digital adoption in India and increased avenues to leverage data analytics, we are standing on the verge of Banking transformation in this country which will help us efficiently cater to the large untapped and unserved demand. We wish to make the ‘social and alternative scoring’ of SMEs and Individuals a big opportunity for the economy that will far out place the limited insights that financial bureau provide. We believe our technology-powered online marketplace is the best model to meet the financial requirements of SME’s who do not have credit history and hence cannot avail loans from traditional banking channels.