Denys Kravchuk

Denys Kravchuk is currently the Country Head Indonesia at FLOW- Ethical Credit Management, where Denys directs the development and execution of collections strategies. With a background in portfolio management, collection projects, and hard collection, Denys has experience in developing internal collection processes, implementing outsourcing strategies, and managing collection tools. Holding degrees in Economics and International Finance, Denys brings a strong educational background to their role in the finance industry.