The F&M Bank & Trust Company

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We've always considered service and personal attention to be important. But as we look around and see personal service as something that's become passé, we've done more than just try a little harder. We've made an all-out commitment to lead the banking industry back to where the customer came first... Read more

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Carl Watson
President/CEO

Carl Watson

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Tom Fultz
VP Security
Dave McCarthy
Senior Vice President
Thom Meyer
Senior Vice President
Brenda Snow
Vice President
Stephen Wright
Exec Vice President
Libby de Verges
Vp/residential Mortgage Lending
Tess Schroeder
VP / Banking Center Manager
Andrea Bankston
Senior Portfolio Specialist / AVP
Brenda Shepherd
Mortgage Loan Originator
Brittany Allen
Loan Closer I
Cheryl Murphy
CD Coordinator
Marilyn Popkess
Payroll/benefits Administrator
Vance Simmons
Business Systems Analyst