Michael A. Muñoz

Michael A. Muñoz's work experience includes serving as Deputy Chief Credit Officer at Forbright Bank since April 2022. Prior to that, they worked at Sandy Spring Bank from July 2018 to May 2022, where they held the position of SVP Group Portfolio Manager. In this role, they led a team and focused on workflow consistency, efficiency enhancement, and promoting collaboration among stakeholders. Before joining Sandy Spring Bank, they worked at Howard Bank from January 2009 to May 2018, where they served as Vice President - Credit Administration Manager.

Michael A. Muñoz has pursued various educational opportunities throughout their career. Michael A. obtained a Bachelor of Business Administration (BBA) degree with a focus on Accounting from The University of Texas Rio Grande Valley. Michael A. then went on to pursue a Master of Business Administration (MBA) in Business Administration with a specialization in Management from Texas A&M University-Kingsville. In addition, they attended George Mason University - Schar School of Policy and Government, where they pursued a Master of Arts (M.A) degree in International Commerce & Policy, though the specific start and end years for these degrees are unknown. More recently, Michael has engaged in professional development at Cornell University. Michael A. completed a Professional Certificate program in Executive Leadership from 2020 to 2021 and acquired a Professional Certificate in Change Management in 2022.