Sandy Kaul

Executive Vice President, Head Of Innovation

Sandy Kaul currently serves as the Executive Vice President and Head of Innovation at Franklin Templeton, leading teams focused on emerging finance and technology areas such as Web3, AI, blockchain, fintech, and digital assets. Prior to this role, Sandy was the Senior Vice President of Industry Advisory Services, providing thought leadership on investment and wealth management trends. Sandy holds board positions with the Digital Assets Advisory Board at both the World Economic Forum and The Depository Trust & Clearing Corporation, and co-chairs the Digital Assets Subcommittee at the U.S. Commodity Futures Trading Commission. Sandy's extensive experience includes serving as Global Head of Business Advisory Services at Citi, Partner at BAE Systems Digital Intelligence, Program Manager at JPMorganChase, and Financial Services Strategist at SapientRazorfish, among other positions. Sandy earned a Bachelor of Arts in History and Political Science from Colgate University.

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