MA Gemma Dela Cruz, MBA, currently serves as Regional Vice President and Licensed Independent Producer at Freedom Equity Group, LLC since August 2021, specializing in Index Universal Life and annuities for protection and retirement planning. Previously, MA Dela Cruz co-founded A Right Place for Seniors, overseeing its operations as President from August 2012 to July 2021, providing senior living consulting and referral services. Additional experience includes consultancy roles, directorial positions in senior services, and academic contributions as an Associate Professor at the University of St. La Salle. MA Dela Cruz holds an MBA with a focus on Management and Marketing, as well as various certifications in social services and information technology.