Monika Cole, CPCU AU-M APA API AINS

Monika Cole, CPCU AU-M APA API AINS, has a diverse background in the insurance industry spanning over 26 years. Their most recent role was as a Commercial Property Insurance Underwriter at Frontline Insurance, where they managed a range of property insurance policies and handled reinsurance. Prior to this, they worked as a Commercial Lines Insurance Underwriter at SafePoint Insurance Company, specializing in coastal wind risks and facultative reinsurance.

In their earlier career, Monika served as a Commercial Lines Account Manager at Bankers Financial Corporation, managing various insurance lines and coverages. Monika also gained experience as a Portfolio Underwriter at American Integrity Insurance Company, focusing on underwriting high-value homes and managing a portfolio of policies.

Before transitioning to underwriting roles, Monika worked as a Personal Lines Insurance Underwriter at Citizens Property Insurance Corporation, where they gained valuable experience in underwriting personal insurance policies.

In addition to their insurance career, Monika has experience in legal and management roles. Monika worked as an Administrator at Cole Management Services LLC, handling the closure of their deceased husband's business. Prior to that, they served as a Sole Practitioner at M.L. Cole, P.A. and worked as an Associate Attorney at Kalish & Ward, P.A. and Stichter, Riedel, Blain, & Prosser, P.A.

Throughout their career, Monika has demonstrated expertise in underwriting, risk management, portfolio management, and agency relationships. Monika holds several professional designations, including CPCU, AU-M, APA, API, and AINS.

Monika Cole, CPCU AU-M APA API AINS, has an extensive education history. Monika obtained a BBA degree with a major in Accounting and a minor in English from Stetson University in 1991. Following that, they earned a Masters degree in Accounting (equivalent to an MBA) from Stetson University in 1992.

In pursuit of their legal career, Monika attended Stetson University College of Law from 1993 to 1995, where they obtained a JD (Juris Doctor) degree. Subsequently, they further specialized in Tax Law by pursuing a Masters degree at the University of Florida - Fredric G. Levin College of Law from 1995 to 1996.

In addition to their academic achievements, Monika has obtained various certifications related to the insurance industry. Monika acquired the Chartered Property Casualty Underwriter (CPCU - Commercial) certification in 2019, and they have maintained their CPCU in Good Standing since 2020. Monika has also earned the following Associates designations from The Institutes: Associates in Commercial Underwriting (AU) in 2017, Associates in Commercial Underwriting Management (AU-M) in 2018, Associates in Data Analytics (AIDA) in 2020, Associates in Insurance (AINS) in 2014, Associates in Personal Insurance (API) in 2015, and Associates in Premium Auditing (APA) in 2016.

Prior to their insurance-focused certifications, Monika obtained a Certified Public Accountant (CPA) license in 1994 from the Florida Department of Business and Professional Regulation. Additionally, they hold a Florida Bar License obtained in 1995 from the Florida Bar.

It should be noted that while some certifications do not specify the months or years they were obtained, they are still part of Monika's educational and professional background.