Vinod Kumar P.K. has extensive experience in the financial services sector, holding senior roles in various organizations. Currently, Vinod serves as Senior Vice President at Fullerton India Credit Company Ltd. since February 2022, where responsibilities include overseeing internal audits, ensuring compliance with regulatory requirements, and enhancing operational efficiency. Prior to this, Vinod held leadership positions at Astrix Engineering Products Pvt Ltd and Fullerton India, focusing on digital business and credit operations. Key achievements include a significant reduction in errors in processing, the establishment of a centralized loan processing unit, and recognition for excellence in operations. Vinod's earlier experience includes substantial contributions to the Royal Bank of Scotland in collections and fraud prevention, as well as critical roles in credit management at ICICI Bank and Citibank. Vinod holds a Leadership degree from the Indian Institute of Management, Calcutta.