Joy Carbaugh

Joy Carbaugh has a diverse work experience in the finance and customer service industries. Joy worked at Fulton Financial Corporation from 2010 to the present, starting as a Senior Credit Analyst and progressing to Regional Commercial Credit Manager and then VP - Lead Credit Analyst. Prior to that, they worked at Lafayette Ambassador Bank from 2006 to 2010, starting as a Customer Service Associate and eventually becoming a Credit Analyst. Joy also gained experience as a Store Manager at Turkey Hill Minit Markets from 2002 to 2003.

Joy Carbaugh completed their Bachelor of Business Administration (B.B.A.) degree in Business Administration and Management, General from Mahawithayalai Kasetsart in 1999. Later, they obtained a Master of Business Administration (MBA) degree from Kutztown University of Pennsylvania in 2002.