Emba Hema Ramdass-Chatoor Bsc Llb, Fcca

Hema Ramdass-Chatoor has over 25 years of experience in finance and leadership roles. Currently, they serve as the Vice President of Financial Planning, Reporting, and Analysis at Guardian Group. Prior to this, they were the Chief Financial Officer and Treasurer at ANSA Bank. Hema held the position of Chief Financial Officer and Company Secretary at Guardian Media Limited, where they participated in key decisions and contributed to the strategic initiatives of the group. Hema also worked as a Senior Finance Manager at CIBC FirstCaribbean International Bank, where they were responsible for financial reporting, management, and segment reporting. Hema served as the Chief Financial Officer and Assistant Company Secretary at Development Finance Limited, overseeing the Microfin Group's financial reporting and project management. Hema began their career as an Assistant Accountant at THE MARITIME FINANCIAL GROUP and later worked as a Group Treasury Assistant and Bank Teller at Republic Bank Limited. Hema holds a BSc, EMBA, and LLB and is a member of the FCCA.

Hema Ramdass-Chatoor has a diverse education history. Hema earned a Bachelor of Science Degree in Applied Accounting from Oxford Brookes University, England, in the year 2001. Prior to that, they completed the Association of Chartered Certified Account (ACCA) program at the Omardeen School of Accounting from 1997 to 2000. Hema also attended St. Joseph's Convent, San Fernando, from 1993 to 1995 for Advanced Level studies.

In 2012, Hema pursued their Executive Masters in Business Administration (Distinction) at the Arthur Lok Jack Graduate School of Business, which they completed in 2015. Hema then went on to study at the University of London, where they obtained a Bachelor of Laws (Honours) degree in the field of Law from 2015 to 2017.

Additionally, Hema has obtained several certifications throughout their career. In 2002, they completed Euromoney Training's course on Derivatives & Derivative Products. In 2004, they received certification from Euromoney Training for Management of Bonds and Notes. In 2007, they completed the Corporate Governance Series on the Role of the Secretary, and attended Euromoney Training's course on Private Equity and Venture Capital.

Furthermore, Hema has also acquired specialized knowledge and expertise through various certifications. Hema obtained the Prosci Change Management Certification Program from Prosci in October 2015. Additionally, they completed the Basel 111 Compliance, Global Framework on Capital Adequacy, Stress Testing & Market Liquidity Risk program from Fleming Gulf in July 2015.

Overall, Hema Ramdass-Chatoor has a strong educational background in accounting, business administration, and law, complemented by their certifications in various areas of expertise.