Manzoor S. is an accomplished professional with extensive experience in transaction banking and cash product management. Currently serving as the Head of Cash Products at Gulf International Bank since November 2020, Manzoor S. is responsible for directing strategy and product innovation, including the development of liquidity management services and client-centric product solutions. Prior to this role, from August 1992 to November 2020, Manzoor S. held various leadership positions at Citi, including Implementation Head for the ASEAN Cluster, where contributions to the digitization of transaction banking products were significant. Manzoor S. has consistently demonstrated expertise in client onboarding, process optimization, and multidisciplinary leadership, achieving high client satisfaction and notable growth throughout a distinguished career in banking. Manzoor S. holds an MBA in Marketing from the Pakistan Institute of Management and various certifications in banking from reputable institutions.