Umer Zarif Malik

Umer Zarif Malik has over 16 years of experience in corporate banking, currently serving as AVP - Corporate Banking at Habib Bank AG Zurich since November 2014. Prior roles include Senior Relationship Manager and Relationship Manager at the same institution, along with positions at Bank Alfalah Limited as Senior Relationship Manager and Team Leader/Relationship Manager. Umer began a career at Union National Bank as a Relationship Manager in the Corporate Finance Division and gained initial experience at CitiBank N.A. as an Associate in Cash Management and Trade Services. Umer's academic background includes an MBA in Finance and IT, a Master of Business & Information Technology, and a BCOM in Commerce, complemented by the completion of all levels of JAIBP accredited by the UK Charter of Bankers.