Adhij Pandey is a Digital Product Manager at HDFC Bank since November 2022, with a diverse background in banking and finance. Prior experience includes serving as Branch Manager at YES BANK from February 2019 to November 2022, and Branch Head at Ujjivan Small Finance Bank Limited from April 2018 to February 2019, focusing on client requirements and financial planning. Previously, Adhij held the position of Branch Operations Head at ICICI Bank from November 2011 to February 2018, managing control and compliance of branch operations. Adhij began the professional journey as Project Coordinator at HIMALAYAN CHIPKO FOUNDATION from August 2006 to May 2011. Educational qualifications include a PGDBF in Banking and Finance from Sikkim Manipal University and a BSc from Bangalore University.