Kaizad Bharucha

Mr. Kaizad M Bharucha has been appointed as an Additional Director by the Board of Directors at its meeting held on December 24, 2013 and designated as an Executive Director, subject to the approval of the shareholders and the Reserve Bank of India. Mr. Bharucha holds a Bachelor's degree in Commerce (B.Com) from the University of Mumbai.

Mr. Bharucha has been with the Bank since 1995. He held the position of Group Head - Wholesale Banking responsible for Corporate Banking, Emerging Corporate Group, Business Banking, Capital Markets Business, Agri Lending and Department for Special Operations immediately prior to his induction on the Bank's Board. He has also served as Group Head - Credit & Market Risk and was assigned responsibilities in respect of the entire gamut of Risk Management activities in the Bank viz., Credit Risk, Market Risk, Collections, Risk Intelligence and Control functions

Prior to joining the Bank, Mr. Bharucha worked in SBI Commercial and International Bank in various areas including Trade Finance and Corporate Banking.

Mr. Bharucha has represented HDFC Bank as a member of the working group constituted by the Reserve Bank of India to examine the role of Credit Information Bureau and on the sub-committee with regard to adoption of the Basel II guidelines.

Mr. Bharucha is a Director on the Boards of HDB Financial Services Ltd and HBL Global Pvt. Ltd. Mr. Bharucha has previously been a Director on the Board of International Asset Reconstruction Company Pvt. Ltd.