HDFC Bank
Pratik Sanghrajka is an experienced financial services professional currently serving as Director at HDFC Bank since October 2022. Prior to this role, Pratik held the position of Senior Vice President - Wealth Management at Motilal Oswal Financial Services Ltd from September 2015 to September 2022, and Chief Manager at Kotak Mahindra Bank from October 2007 to September 2015, where responsibilities included managing High Net Worth customers and advising on diverse investment products. Earlier in the career, Pratik was Branch Sales Manager at ICICI Bank from January 2005 to October 2007, leading a team of 40 staff in cross-selling various banking products. Pratik completed a Post Graduate Program in Management Studies at Welingkar Institute of Management from February 2020 to July 2022, specializing in Business, Management, Marketing, and Related Support Services.
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HDFC Bank
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HDFC Bank Limited (the Bank) is a holding company. The Bank offers a range of banking services covering commercial and investment banking on the wholesale side and transactional/branch banking on the retail side. It also offers financial services. The Bank's segments include Treasury, Retail banking, Wholesale banking and Other banking business. The Treasury segment primarily consists of net interest earnings from the Bank's investment portfolio, money market borrowing and lending, gains or losses on investment operations and on account of trading in foreign exchange and derivative contracts. The Retail Banking segment serves retail customers through a branch network and other delivery channels, as well as through alternative delivery channels. The Bank provides its corporate and institutional clients a range of commercial and transactional banking products. The Other banking business segment includes income from para banking activities.