Mike Smith

Mike Smith is an experienced banking professional with a robust background in commercial lending, risk management, and retail banking. Currently serving as a Commercial Lender at Heartland Bank and Trust Company since September 2020, Mike previously held the position of Regional Commercial Relationship Manager at Midland States Bank/Centrue Bank, where contributions significantly enhanced customer relationships and sales efforts. Prior roles include Vice President roles at both Heartland Bank and Trust Company and Citizens First National Bank, overseeing areas such as retail banking, risk management, and commercial lending. Mike's career began at Fulton State Bank, focusing on compliance and lending. Educationally, Mike has completed advanced banking programs at the University of Wisconsin-Madison and the Iowa Bankers Association School, and holds a Bachelor of Arts from Saint Ambrose University in Business, Accounting, and Economics.