Ruben Cruz Jr

Ruben Cruz Jr is a seasoned professional with extensive experience in treasury and commercial payments. Currently serving as Vice President Treasury and Commercial Payments Solution Consultant at HTLF since August 2022, Ruben brings a wealth of knowledge from previous roles at American Express, where roles included Middle Market Sales Consultant and Senior Account Specialist ACMU from November 2015 to August 2022. Ruben's background demonstrates a strong expertise in strategic account management and sales consulting within the financial services industry.