Debra Costa currently serves as Senior Vice President and Vintner Practice Leader at Heffernan Insurance Brokers, a position held since April 2001, focusing on Commercial Insurance Brokering and various liability coverages. Prior to this, Debra Costa spent six years at Fremont Compensation in Workers' Compensation Marketing and Program Development, significantly contributing to the company's growth in California during the transition to Open Rating. Earlier experience includes a role as Marketing Manager at Transamerica Insurance Company, enhancing brand awareness and business development, and as Premium Finance Branch Manager at AIG, where Debra Costa re-established the Premium Finance Branch and developed broker relationships in Northern California and the Northwest. Debra Costa holds a Bachelor of Arts degree in Urban Studies and Business Management from California State University, Northridge.