EF

Ekaette Umana Mba, Fica

Directorate Head, Enterprise Risk Management at Heritage Bank Plc

Ekaette Umana, MBA, FICA has a wealth of experience in the banking industry, spanning over a decade. Ekaette is currently serving as the Directorate Head of Enterprise Risk Management at Heritage Bank Plc, where they are responsible for overseeing the bank's credit risk management and ensuring compliance with credit policies and regulatory requirements.

Prior to their current role, Ekaette held various leadership positions at Heritage Bank Plc, including Group Head of Credit Risk Management, Head of Credit Analysis, and Head of Retail and SME Risk. In these roles, they supervised teams, reviewed credit portfolios, and implemented risk management strategies.

Before joining Heritage Bank Plc, Ekaette worked at Enterprise Bank Ltd as the Head of Portfolio Management, overseeing loan monitoring, project monitoring, and portfolio reporting functions. Ekaette also served as the Head of Loan Monitoring, where they were responsible for daily, monthly, and quarterly reviews of the bank's risk assets portfolio.

At Bank PHB Plc, Ekaette served as the Head of Retail Assets Centre, where they approved retail credits, reviewed retail products, and drove the recovery process for non-performing loans.

Ekaette's experience demonstrates their expertise in risk management, credit analysis, loan monitoring, and retail banking. Ekaette is known for their strategic mindset and ability to drive performance while ensuring compliance with regulatory requirements.

Ekaette Umana, MBA, FICA attended Leeds Beckett University. However, specific details regarding the start and end years, degree name, and field of study were not provided.

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Timeline

  • Directorate Head, Enterprise Risk Management

    September, 2022 - present

  • Group Head Credit Risk Management

    August, 2019

  • Head Credit Analysis

    December, 2017

  • Head Retail And SME Risk

    April, 2015

  • Experience Centre Manager Ajah Experience Centre

    March, 2014