Sr. Property Adjuster

Role: Sr. Property Adjuster

Location: Austin, TX 

Reporting to: Claims Supervisor

Work Environment: Hybrid

About Hippo:

Our mission is to deliver intuitive and proactive protection for homeowners, combining the power of technology with a human touch.

Hippo built the world’s first home protection platform. We believe that insurance should protect your home and the things you treasure with policies designed for modern lives and proactive protection that helps you care for your home. Our aim is to help you avoid issues before they become costly problems because the best claims experience is the one you don’t have. Simply put, Hippo exists to protect the joy of homeownership.

About This Role:

We’re seeking an experienced Property Adjuster to handle homeowner claims involving multiple states. You’ll be able to use your expert discernment in handling each case, but you’ll also have a team to rely on to help come up with innovative solutions. Hippo is proud to leverage technology to be able to process claims expeditiously, which means little to no travel is required. Day to day, this Property Adjuster will work with customers over the phone to provide excellent customer service and coordinate the inspection process as well as payments for losses.

About You:

You are empathetic, dedicated to understanding the needs of our customers and a critical thinker, who can recognize irregularities and prevent fraud. You bring enthusiasm about working for a company focused on disrupting the norm and are a team player who enjoys helping, as well as developing others. You look at yourself as an overachiever who is drive to exceed expectations.

What You’ll Do:

• All aspects of property and liability losses related to Personal Lines Homeowners with emphasis on litigated files
• Makes prompt contact with customers to set expectations, develop an action plan, and perform an initial exposure assessment
• Investigates all types of claims
• Review and develop plan of action on transferred files to achieve desired goals
• Determines policy coverage through analyzing investigation data and policy terms
• Explains coverage to policyholders providing excellent customer service
• Assign vendors for field work
• Maintains electronic records that accurately and thoroughly document all file handling activity
• Determines and negotiates settlement amounts for damages claimed within assigned authority limits, escalating to management if need be or issuing payments accordingly
• Ensures regular and timely follow-up and brings claims to prompt and appropriate conclusion while keeping the customer informed throughout the life cycle of the claim process

Must Haves:

• Minimum 5 years experience in handling liability claims and 1^st and 3^rd party litigation 
• Bachelor’s degree in business, risk management or related field preferred; or high school diploma or equivalent and a minimum of two years’ experience adjusting litigated liability claims required
• Liability claims handling experience strongly preferred
• A minimum of two years’ experience adjusting litigated liability claims required
• Experience working directly with Property Adjusters and attorneys is required
• Associate in Claims (AIC) or Senior Claims Law Associate (SCLA) or other claims-related designation preferred
• Thorough understanding DOI regulations and compliant process
• Multi-state licenses required, including TX with ability to become licensed in all states requiring one
• Strong understanding of claims processes, investigation, and policy language
• General understanding of good faith and fair dealing and apply its principals in file analysis
• Self-motivated and directed; ability to collaborate is a must, but you will be autonomous and expected to succeed without heavy direction
• Flexible and willing to do what is needed to get great work done
• A natural inclination to work within a culture that is fast-paced and dynamic
• Excellent communications skills, both written and verbal
• Excellent time management, attention to detail and record keeping required
• Must be able to function in a fast-paced environment with a high degree of efficiency, accuracy and the ability to prioritize tasks and requests
• Special Investigations Unit or Fraud exposure a plus

Benefits and Perks

Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we’re fortunate to provide all of our Hippos with:

• Healthy Hippos Benefits - Multiple medical plans to choose from and 100% employer covered dental & vision plans for our team members and their families. We also offer a 401(k) retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP)
• Equity - This position is eligible for equity compensation 
• Training and Career Growth - Training and internal career growth opportunities
• Flexible Time Off - You know when and how you should recharge
• Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers

Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion.

Hippo’s applicants are considered solely based on their qualifications, without regard to an applicant’s disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo’s People Team to make the need for an accommodation known.