Nicole Gahrman

Nicole Gahrman is a seasoned professional in the insurance industry with a strong background in claims adjustment and litigation. Currently serving as a Litigation Specialist at Homeowners Choice Property & Casualty Insurance Company, Inc., Nicole collaborates with defense counsel on homeowners insurance lawsuits, making critical decisions on defense strategies and settlements. Prior experience includes roles as a Fire and Water Claims Adjuster at Progressive Insurance and Claims Specialist III at Liberty Mutual Insurance, where Nicole managed complex claims and analyzed policy coverages. An early internship with Liberty Mutual provided foundational skills in property claims, while a consulting role for the YMCA leveraged analytical expertise to enhance business opportunities. Nicole holds an MBA from Hofstra University and a Bachelor's degree in Management Information Systems from Binghamton University, along with an Associate's degree in Liberal Arts from Farmingdale State College.