Chad Kernal

Chad Kernal, MBA, has over 20 years of experience in the insurance industry, currently serving as a Claims Adjuster at Homeowners of America Insurance Company since March 2021. Prior roles include Senior Claim Specialist at Liberty Mutual Insurance, Director of Insurance Relationships at Regent, and Senior Commercial Claim Professional at Zurich North America. Chad has expertise in commercial property claims, virtual claim development, and customer service enhancement, with a history of training and leading teams. Chad's career began at State Farm as a Senior Underwriting Team Leader, and earlier experience includes field roles at CHF Energy and Zurich North America, where Chad received multiple awards for outstanding customer service. Educational credentials include a Master of Business Administration from Mid-America Christian University and a BA/BS in Human Resources and Criminal Justice from East Central University.