At Homestead, our owners are committed to your success. 

We offer:
•	A flexible schedule – remote or in the office 
•	More aggressive commission schedules and expense accounts 
•	Both base-plus-commission and commission-only comp plans
•	Competitive rates and flexible pricing
•	The lowest costs in the industry, including no closing cost options  
•	NO RISK appraisals – if our customer’s loan doesn’t close, they don’t pay 
•	Complete offering of FHA, VA, USDA, and Conventional loans
•	Lending down to a 580-credit score, with compensating factors
•	No upfront fees or out-of-pocket costs

We have:
•	Management staff with 15+ years of tenure 
•	A+ rating with the BBB
•	In-house processing, closing, and underwriting 
•	The ability to close in 14 business days or less for purchase, 30-day refi
•	An in-house marketing department for you and your referral partners
•	A team of federal and state licensed loan originators
•	Experience in all mortgage types and are a HUD-approved lender

Homestead has been in business since 1998. Managing Partners Jayson Hardie, Greg Aftayev, and Andros Ioakimides oversee the day-to-day operations. Well-known as the trusted lender in the Midwest for decades, we’ve expanded to additional states. 

Over the years, we've built a solid reputation. With perseverance and hard work, our company survived market downturns that other lenders couldn't. 

Starting as a sub-prime, media lead-based mortgage broker, we have evolved to a fully delegated mortgage banker with a consistent flow of leads from media and referral-based relationships. 
 
It's our goal to add value to our loan officers, staff, clients, Realtors, and business partners. Our mission statement is: "Making lives better, one home at a time." 
 
Locations: St. Louis, MO; Eureka, MO; Columbia, MO; Overland Park, KS; Glen Carbon, IL; Godfrey, IL; Highland, IL; O'Fallon, IL; Zionsville, IN; Destin, FL; Dallas, TX

Licensed in: AR, CO, FL, IL, IN, KS, KY, MO, MT, OH, OK, TN, TX, WI 
NMLS 222524

Banking

Lending

Real Estate

Homestead Financial Mortgage

Jayson Hardie

Greg Aftayev

Robert Perotti

Jim St.gemme

Amy Kahrhoff

Mortgage Loan Team

Leadership Team

Marketing and Design Team

Homestead Financial Mortgage

Org chart

Teams

Mortgage Loan Team

Leadership Team

Marketing and Design Team

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