At Horizon Bank, we pride ourselves on creating lifelong customer relationships and business partnerships in our communities, from our headquarters in Austin, Texas, and beyond.

Our charter dates back to 1905, giving us over a century of experience serving central Texas customers. In addition to our Austin headquarters and branches, we operate three additional locations in Holland, Salado, and Temple, Texas, plus our wholly-owned subsidiary, STRATA Trust Company, in Waco, Texas.

In an era when the banking community is dominated by national organizations, Horizon Bank maintains a commitment to the communities we live in and do business in. Our institution is locally managed in Austin and responsible to local shareholders, so our customers are empowered to work directly with decision-makers on a personal, collegial level.

Interested in banking with Horizon? We’d love to meet you.

Consulting

Horizon Bank

James Dyess

Ramona Anderson - Mba

Ramona Anderson

Doug Wolfe

Kelli Raymond

Gregg Bennett

Will Pascarella

Wade Miller

Kristen Villas

Kerry Wiggins

The Finance and Credit Team at Horizon Bank is responsible for managing the bank's financial health, overseeing credit decisions, and implementing strategic financial initiatives. This team ensures efficient allocation of resources, assessing and managing risks, and driving growth in real estate and mortgage lending. By leveraging data analytics and performing thorough internal audits, they aim to maintain financial stability and support Horizon Bank's community-focused mission.

Finance and Credit Team

Leadership Team

Finance and Credit Team

About

Team members

Other teams at Horizon Bank

Leadership Team