Denise Kratzer McDuffey

Denise Kratzer McDuffey serves as Vice President and Commercial Lending Officer at Horizon Bank since August 2006. Prior experience includes Assistant Vice President at TCF Bank from 1996 to 2005, Credit Analyst at Great Lakes Bancorp from 1994 to 1996, and Teller at Michigan National Bank from 1986 to 1990. Denise holds an MBA and BBA in Finance and Management from Eastern Michigan University and is an alumnus of Harry Hill High School.