Joyce Laygo Ferma

MJ Ferma is a dynamic professional with a strong foundation in legal and business operations. With extensive experience in drafting and negotiating contracts, MJ specializes in ensuring compliance with international and local regulations. Known for a detail-oriented approach and expertise in data management, MJ effectively combines analytical skills with a passion for creating impactful solutions. Whether leading projects or supporting strategic initiatives, MJ brings a collaborative mindset and a commitment to excellence.