Rishabh Garg is a seasoned technology executive with extensive experience in driving digital transformation and innovation across various sectors. Currently serving as the Chief Technology Officer at Indian Banks' Digital Infrastructure Company since December 2024, Rishabh previously held the same title at U GRO Capital from April 2021 to November 2024, where responsibilities included building a technology team and digitizing processes for MSMEs. As a co-founder and CTO of GramCover from June 2017 to November 2020, Rishabh focused on financial inclusion through technology in rural India. Earlier roles included VP Technology at Biz2Credit, co-founder at Spire Online Services Pvt. Ltd., and technical positions at Agnity and Genband. Rishabh Garg holds a B.Tech in Electronics & Communication from the Indian Institute of Technology, Roorkee, and an MBA in Finance & Strategy from the Indian Institute of Management, Lucknow.
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IBDIC (Indian Banks' Digital Infrastructure Company)
IBDIC (Indian Banks' Digital Infrastructure Company) is a consortium of eighteen banks – Axis Bank, Bank Of Baroda, Canara Bank, Federal Bank, HDFC Bank, ICICI Bank, IDBI Bank, IDFC Bank, IndusInd Bank, Indian Bank, PNB, RBL Bank, Kotak Bank, South Indian Bank, Standard Chartered Bank, SBI, Yes Bank, Union Bank of India as investors. The Objective of the company is to build blockchain and other emerging technology infrastructure to enable growth of banking & economy by leveraging the network of eco-system partners. Blockchain as a technology lends itself to multiple use cases outside of Cryptocurrency like Trade enablement and finance (both domestic and international), KYC & AML including digital Identity and Frauds management, Payments & Core Banking, Loyalty and Rewards, Securities, Insurance, Lending, Cross border payments etc. The focus of the company is to design, develop and launch various financial products and services on distributed Ledger and other new age technologies for high volume and cost-effective financial transactions.