Balasubramanian K is an accomplished finance and risk management professional with extensive experience in credit risk leadership across multiple financial institutions. Currently serving as Head of Credit Risk at IBO (Ebo Mart Private Limited) since October 2021, Balasubramanian previously held senior positions at Capital Float (now axio), Bajaj Finserv, and ICICI Bank, focusing on risk, policy, and credit management in various capacities. Balasubramanian's background includes overseeing credit for small and medium enterprises, business and professional loans, and implementing risk management tools. Educational qualifications include an ACA from The Institute of Chartered Accountants of India, an Executive Program on Applied Finance from the Indian Institute of Management, Calcutta, and a Master of Financial Management from Pondicherry University.
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