ICICI Bank
Hardik Pandya is an experienced finance professional currently serving as a Senior Credit Manager in the SME Credit and Policy Team at ICICI Bank since September 2024. Previously, Hardik held the position of Credit Manager at Axis Bank from September 2018 to April 2022, and at HDFC Bank Ltd. from September 2015 to September 2018, where responsibilities included decision-making on lending proposals. Prior to these roles, Hardik gained experience as an Apprenticeship Trainee at Neelima Jain and Associates and as an Articled Assistant at R.L. Porwal and Co. Hardik is a qualified Chartered Accountant and Company Secretary, with a Chartered Financial Analyst degree, cumulatively supported by a robust educational background from prestigious institutions.
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