Phil Clacko

Phil Clacko has extensive experience in the banking industry, particularly in commercial lending. Phil has held various roles at different banks, including Independent Bank, Chase, Wolverine Bank, and Fifth Third Bank. In their most recent role at Independent Bank, Phil served as the Vice President of Commercial Lending, leading a team to develop tailored lending solutions for business banking and middle market clients. Prior to that, they were the Vice President of Commercial Lending at Chase, where they delivered the bank's suite of products and services to middle market clients. At Wolverine Bank, Phil led the commercial lending department and expanded into three new markets. Earlier in their career, they achieved significant growth in the Specialty Lending division at Fifth Third Bank, rebranding and spearheading marketing and sales efforts. Throughout their career, Phil has proven to be a skilled financial professional, leader, and coach.

Phil Clacko attended Petoskey High School, after which they pursued a Bachelor of Business Administration (BBA) degree in Finance at Grand Valley State University. However, the specific years of their education at both institutions were not provided.