Hetal Patel is a Senior Product Manager at INDmoney, with prior experience as a Product Owner - Lending at FPL Technologies and Cluster Manager - Web Business at Bajaj Finserv, where significant accomplishments included developing a product strategy for the Credit Health Report and setting workflows for pre-approved offers using web-sourced data. Earlier roles include Business Analyst in Digital Marketing at Tata Consultancy Services, where marketing campaigns were implemented using Marketo, and positions in various marketing and blogging roles. Hetal holds an MBA in International Business from the Indian Institute of Foreign Trade and a Bachelor of Engineering in Electrical Engineering from Dr. Jivraj Mehta Institute of Technology.