Julia Stelmach

Julia Stelmach, CFA, currently serves as Vice President of Credit at Innovation Federal Credit Union, where responsibilities include overseeing a $4 billion credit portfolio, leading multiple teams, and ensuring regulatory compliance. Previously, Julia was Associate Director at Scotiabank, managing a portfolio of technology clients and advising senior management on credit risks, and Associate Director at Roynat Capital, handling complex transaction structuring and underwriting. Julia's career at Scotiabank also included roles in credit risk management for financial institutions. Early experience as a Private Equity Analyst at Horizon Capital and an Equity Research Analyst at Foyil Securities complements a strong academic background with a Master's in International Economics and Finance from Brandeis International Business School, among other credentials. Julia is enhancing expertise through Executive Education at Columbia Business School.