Todd Clarke, CRM, R.I.B(ONT), currently serves as a Senior Risk Control Consultant at Intact since February 2021, following a role as a Risk Management Advisor at Western Financial Group Insurance Solutions from August 2018 to January 2021. Prior experience includes positions such as Risk Management Specialist at AIG and Owner of T.C. Metal Recycling, where Todd established effective business processes and risk mitigation strategies for clients. Additional roles encompass Asset Protection Investigator Team Lead at Target and Insurance Field Inspector at Canadian Underwriters, where Todd conducted detailed risk assessments and provided clients with actionable recommendations. Educational qualifications include a CRM in Risk Management from the Global Risk Management Institute India and a Risk Analyst degree from Sheridan College, along with further studies in police foundations and ongoing education at Seneca Polytechnic.